The terms that govern your use of the Vantage website, Knowledge Center, and free screening tool.
Vantage is an education and referral platform. Vantage is not a debt settlement company, law firm, lender, tax advisor, financial advisor, or credit counselor. Content on this site, including every Knowledge Center article, is general education and is not financial, legal, or tax advice for your specific situation.
The free screening evaluates the information you provide against common debt settlement qualification requirements. It is a preliminary, informational tool, not an offer, approval, or guarantee of any kind. Results are not financial advice and do not constitute enrollment in any program.
If you complete the screening and appear to qualify, your information is shared with one vetted debt settlement partner so they can contact you about their services. See the Disclosures section and Privacy for the full detail on what is collected and how it is used.
Debt settlement is not right for everyone, and outcomes vary by individual. Vantage does not guarantee that you will qualify for a program, that a program will reduce your debt by a specific amount, or that enrolling will produce any particular result. Any estimate you receive comes from the partner, not from Vantage.
You agree to use this site and the screening tool for your own personal, informational purposes, and to provide accurate information when you use the screening. You agree not to use automated tools to scrape, copy, or misuse the content or functionality of this site.
The Vantage name, logo, and the content of the Knowledge Center are the property of Vantage. You're welcome to read, share, and link to Vantage content. Reproducing or republishing it elsewhere without permission is not permitted.
This site and its content are provided as is, without warranties of any kind, express or implied. Vantage works to keep Knowledge Center content accurate and current, but laws, regulations, and industry practices change, and you should confirm anything time-sensitive with a qualified professional before acting on it.
To the fullest extent permitted by law, Vantage is not liable for any decision you make based on information found on this site, or for the actions of any partner you are referred to. Your relationship with any partner is governed by that partner's own agreement with you.
Vantage may update these terms from time to time as the site and its services evolve. The date at the top of this page reflects the most recent update. Continued use of the site after a change means you accept the updated terms.